TABLE OF CONTENTS
1. EXECUTIVE SUMMARY
2. MARKET INTRODUCTION
2.1. Definition
2.2. Scope of the Study
2.2.1. Research Objective
2.2.2. Assumptions
2.2.3. Limitations
3. RESEARCH METHODOLOGY
3.1. Overview
3.2. Data Mining
3.3. Secondary Research
3.4. Primary Research
3.4.1. Primary Interviews and Information Gathering Process
3.4.2. Breakdown of Primary Respondents
3.5. Forecasting Modality
3.6. Market Size Estimation
3.6.1. Bottom-Up Approach
3.6.2. Top-Down Approach
3.7. Data Triangulation
3.8. Validation
4. MARKET DYNAMICS
4.1. Overview
4.2. Drivers
4.3. Restraints
4.4. Opportunities
5. MARKET FACTOR ANALYSIS
5.1. Value Chain Analysis
5.2. Porter’s Five Forces Analysis
5.2.1. Bargaining Power of Suppliers
5.2.2. Bargaining Power of Buyers
5.2.3. Threat of New Entrants
5.2.4. Threat of Substitutes
5.2.5. Intensity of Rivalry
5.3. COVID-19 Impact Analysis
5.3.1. Market Impact Analysis
5.3.2. Regional Impact
5.3.3. Opportunity and Threat Analysis
6. GLOBAL PERSONAL LOANS MARKET, BY TYPE
6.1. Overview
6.2. P2P Marketplace Lending
6.3. Balance Sheet Lending
7. GLOBAL PERSONAL LOANS MARKET, BY AGE
7.1. Overview
7.2. Less Than 30
7.3. 30-50
7.4. More Than 50
8. GLOBAL PERSONAL LOANS MARKET, BY MARITAL STATUS
8.1. Overview
8.2. Married
8.3. Single
8.4. Others
9. GLOBAL PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS
9.1. Overview
9.2. Salaried
9.3. Business
10. GLOBAL PERSONAL LOANS MARKET, BY REGION
10.1. Overview
10.2. North America
10.2.1. U.S.
10.2.2. Canada
10.3. Europe
10.3.1. Germany
10.3.2. France
10.3.3. U.K
10.3.4. Italy
10.3.5. Spain
10.3.6. Rest of Europe
10.4. Asia-Pacific
10.4.1. China
10.4.2. India
10.4.3. Japan
10.4.4. South Korea
10.4.5. Australia
10.4.6. Rest of Asia-Pacific
10.5. Rest of the World
10.5.1. Middle East
10.5.2. Africa
10.5.3. Latin America
11. COMPETITIVE LANDSCAPE
11.1. Overview
11.2. Competitive Analysis
11.3. Market Share Analysis
11.4. Major Growth Strategy in the Global Personal loans Market,
11.5. Competitive Benchmarking
11.6. Leading Players in Terms of Number of Developments in the Global Personal loans Market,
11.7. Key developments and Growth Strategies
11.7.1. New Type Launch/AGE MARITAL STATUS
11.7.2. Merger & Acquisitions
11.7.3. Joint Ventures
11.8. Major Players Financial Matrix
11.8.1. Sales & Operating Income, 2022
11.8.2. Major Players R&D Expenditure. 2022
12. COMPANY PROFILES
12.1. SOCIAL FINANCE, INC.
12.1.1. Company Overview
12.1.2. Financial Overview
12.1.3. Types Offered
12.1.4. Key Developments
12.1.5. SWOT Analysis
12.1.6. Key Strategies
12.2. AMERICAN EXPRESS
12.2.1. Company Overview
12.2.2. Financial Overview
12.2.3. Types Offered
12.2.4. Key Developments
12.2.5. SWOT Analysis
12.2.6. Key Strategies
12.3. DBS BANK LTD
12.3.1. Company Overview
12.3.2. Financial Overview
12.3.3. Types Offered
12.3.4. Key Developments
12.3.5. SWOT Analysis
12.3.6. Key Strategies
12.4. AVANT, LLC
12.4.1. Company Overview
12.4.2. Financial Overview
12.4.3. Types Offered
12.4.4. Key Developments
12.4.5. SWOT Analysis
12.4.6. Key Strategies
12.5. BARCLAYS PLC
12.5.1. Company Overview
12.5.2. Financial Overview
12.5.3. Types Offered
12.5.4. Key Developments
12.5.5. SWOT Analysis
12.5.6. Key Strategies
12.6. PROSPER FUNDING LLC
12.6.1. Company Overview
12.6.2. Financial Overview
12.6.3. Types Offered
12.6.4. Key Developments
12.6.5. SWOT Analysis
12.6.6. Key Strategies
12.7. WELLS FARGO
12.7.1. Company Overview
12.7.2. Financial Overview
12.7.3. Types Offered
12.7.4. Key Developments
12.7.5. SWOT Analysis
12.7.6. Key Strategies
12.8. TRUIST FINANCIAL CORPORATION
12.8.1. Company Overview
12.8.2. Financial Overview
12.8.3. Types Offered
12.8.4. Key Developments
12.8.5. SWOT Analysis
12.8.6. Key Strategies
12.9. LENDINGCLUB BANK
12.9.1. Company Overview
12.9.2. Financial Overview
12.9.3. Types Offered
12.9.4. Key Developments
12.9.5. SWOT Analysis
12.9.6. Key Strategies
12.10. GOLDMAN SACHS
12.10.1. Company Overview
12.10.2. Financial Overview
12.10.3. Types Offered
12.10.4. Key Developments
12.10.5. SWOT Analysis
12.10.6. Key Strategies
13. APPENDIX
13.1. References
13.2. Related Reports
LIST OF TABLES
TABLE 1 GLOBAL PERSONAL LOANS MARKET, SYNOPSIS, 2018-2032
TABLE 2 GLOBAL PERSONAL LOANS MARKET, ESTIMATES & FORECAST, 2018-2032 (USD BILLION)
TABLE 3 GLOBAL PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 4 GLOBAL PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 5 GLOBAL PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 6 GLOBAL PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 7 NORTH AMERICA PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 8 NORTH AMERICA PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 9 NORTH AMERICA PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 10 NORTH AMERICA PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 11 NORTH AMERICA PERSONAL LOANS MARKET, BY COUNTRY, 2018-2032 (USD BILLION)
TABLE 12 U.S. PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 13 U.S. PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 14 U.S. PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 15 U.S. PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 16 CANADA PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 17 CANADA PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 18 CANADA PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 19 CANADA PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 20 EUROPE PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 21 EUROPE PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 22 EUROPE PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 23 EUROPE PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 24 EUROPE PERSONAL LOANS MARKET, BY COUNTRY, 2018-2032 (USD BILLION)
TABLE 25 GERMANY PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 26 GERMANY PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 27 GERMANY PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 28 GERMANY PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 29 FRANCE PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 30 FRANCE PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 31 FRANCE PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 32 FRANCE PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 33 ITALY PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 34 ITALY PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 35 ITALY PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 36 ITALY PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 37 SPAIN PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 38 SPAIN PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 39 SPAIN PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 40 SPAIN PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 41 U.K PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 42 U.K PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 43 U.K PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 44 U.K PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 45 REST OF EUROPE PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 46 REST OF EUROPE PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 47 REST OF EUROPE PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 48 REST OF EUROPE PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 49 ASIA PACIFIC PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 50 ASIA PACIFIC PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 51 ASIA PACIFIC PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 52 ASIA PACIFIC PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 53 ASIA PACIFIC PERSONAL LOANS MARKET, BY COUNTRY, 2018-2032 (USD BILLION)
TABLE 54 JAPAN PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 55 JAPAN PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 56 JAPAN PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 57 JAPAN PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 58 CHINA PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 59 CHINA PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 60 CHINA PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 61 CHINA PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 62 INDIA PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 63 INDIA PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 64 INDIA PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 65 INDIA PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 66 AUSTRALIA PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 67 AUSTRALIA PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 68 AUSTRALIA PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 69 AUSTRALIA PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 70 SOUTH KOREA PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 71 SOUTH KOREA PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 72 SOUTH KOREA PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 73 SOUTH KOREA PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 74 REST OF ASIA-PACIFIC PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 75 REST OF ASIA-PACIFIC PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 76 REST OF ASIA-PACIFIC PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 77 REST OF ASIA-PACIFIC PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 78 REST OF WORLD PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 79 REST OF WORLD PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 80 REST OF WORLD PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 81 REST OF WORLD PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 82 REST OF WORLD PERSONAL LOANS MARKET, BY COUNTRY, 2018-2032 (USD BILLION)
TABLE 83 MIDDLE EAST PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 84 MIDDLE EAST PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 85 MIDDLE EAST PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 86 MIDDLE EAST PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 87 AFRICA PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 88 AFRICA PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 89 AFRICA PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 90 AFRICA PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
TABLE 91 LATIN AMERICA PERSONAL LOANS MARKET, BY TYPE, 2018-2032 (USD BILLION)
TABLE 92 LATIN AMERICA PERSONAL LOANS MARKET, BY AGE, 2018-2032 (USD BILLION)
TABLE 93 LATIN AMERICA PERSONAL LOANS MARKET, BY MARITAL STATUS, 2018-2032 (USD BILLION)
TABLE 94 LATIN AMERICA PERSONAL LOANS MARKET, BY EMPLOYMENT STATUS, 2018-2032 (USD BILLION)
LIST OF FIGURES
FIGURE 1 RESEARCH PROCESS
FIGURE 2 MARKET STRUCTURE FOR THE GLOBAL PERSONAL LOANS MARKET
FIGURE 3 MARKET DYNAMICS FOR THE GLOBAL PERSONAL LOANS MARKET
FIGURE 4 GLOBAL PERSONAL LOANS MARKET, SHARE (%), BY TYPE, 2022
FIGURE 5 GLOBAL PERSONAL LOANS MARKET, SHARE (%), BY AGE, 2022
FIGURE 6 GLOBAL PERSONAL LOANS MARKET, SHARE (%), BY MARITAL STATUS, 2022
FIGURE 7 GLOBAL PERSONAL LOANS MARKET, SHARE (%), BY EMPLOYMENT STATUS, 2022
FIGURE 8 GLOBAL PERSONAL LOANS MARKET, SHARE (%), BY REGION, 2022
FIGURE 9 NORTH AMERICA: PERSONAL LOANS MARKET, SHARE (%), BY REGION, 2022
FIGURE 10 EUROPE: PERSONAL LOANS MARKET, SHARE (%), BY REGION, 2022
FIGURE 11 ASIA-PACIFIC: PERSONAL LOANS MARKET, SHARE (%), BY REGION, 2022
FIGURE 12 REST OF THE WORLD: PERSONAL LOANS MARKET, SHARE (%), BY REGION, 2022
FIGURE 13 GLOBAL PERSONAL LOANS MARKET: COMPANY SHARE ANALYSIS, 2022 (%)
FIGURE 14 SOCIAL FINANCE, INC.: FINANCIAL OVERVIEW SNAPSHOT
FIGURE 15 SOCIAL FINANCE, INC.: SWOT ANALYSIS
FIGURE 16 AMERICAN EXPRESS: FINANCIAL OVERVIEW SNAPSHOT
FIGURE 17 AMERICAN EXPRESS: SWOT ANALYSIS
FIGURE 18 DBS BANK LTD: FINANCIAL OVERVIEW SNAPSHOT
FIGURE 19 DBS BANK LTD: SWOT ANALYSIS
FIGURE 20 AVANT, LLC: FINANCIAL OVERVIEW SNAPSHOT
FIGURE 21 AVANT, LLC: SWOT ANALYSIS
FIGURE 22 BARCLAYS PLC.: FINANCIAL OVERVIEW SNAPSHOT
FIGURE 23 BARCLAYS PLC.: SWOT ANALYSIS
FIGURE 24 PROSPER FUNDING LLC: FINANCIAL OVERVIEW SNAPSHOT
FIGURE 25 PROSPER FUNDING LLC: SWOT ANALYSIS
FIGURE 26 WELLS FARGO: FINANCIAL OVERVIEW SNAPSHOT
FIGURE 27 WELLS FARGO: SWOT ANALYSIS
FIGURE 28 TRUIST FINANCIAL CORPORATION: FINANCIAL OVERVIEW SNAPSHOT
FIGURE 29 TRUIST FINANCIAL CORPORATION: SWOT ANALYSIS
FIGURE 30 LENDINGCLUB BANK: FINANCIAL OVERVIEW SNAPSHOT
FIGURE 31 LENDINGCLUB BANK: SWOT ANALYSIS
FIGURE 32 GOLDMAN SACHS: FINANCIAL OVERVIEW SNAPSHOT
FIGURE 33 GOLDMAN SACHS: SWOT ANALYSIS