TABLE OF CONTENTS
EXECUTIVE SUMMARY
Market Attractiveness Analysis
Global Banking as a Service Market, by Type
Global Banking as a Service Market, by Organization Size
Global Banking as a Service Market, by Application
Global Banking as a Service Market, by Region
MARKET INTRODUCTION
Definition
Scope of the Study
Market Structure
Key Buying Criteria
Macro Factor Indicator Analysis
RESEARCH METHODOLOGY
Research Process
Primary Research
Secondary Research
Market Size Estimation
Forecast Model
List of Assumptions
MARKET DYNAMICS
Introduction
Drivers
Rise in Demand for Financial Services
Growth in the Presence of FinTech Companies
Drivers Impact Analysis
Restraints
High Costs of Adoption
Restraints Impact Analysis
Opportunities
Growing Use of Internet Banking
Impact of COVID-19
Impact Of Covid-19 Pandemic On Banking as a Service Market
MARKET FACTOR ANALYSIS
Value Chain Analysis/Supply Chain Analysis
Porterโs Five Forces Model
Bargaining Power of Suppliers
Bargaining Power of Buyers
Threat of New Entrants
Threat of Substitutes
Intensity of Rivalry
GLOBAL BANKING AS A SERVICE MARKET, BY TYPE
Introduction
API-based Bank-as-a-service
Cloud-based Bank-as-a-service
GLOBAL BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE
Introduction
Large Enterprise
Small & Medium Enterprise
GLOBAL BANKING AS A SERVICE MARKET, BY APPLICATION
Introduction
Government
Banks
NBFC
GLOBAL BANKING AS A SERVICE MARKET SIZE ESTIMATION & FORECAST, BY REGION
Introduction
North America
Market Estimates & Forecast, by Country, 2018-2030
Market Estimates & Forecast, by Type, 2018-2030
Market Estimates & Forecast, by Organization Size, 2018-2030
Market Estimates & Forecast, by Application, 2018-2030
US
Market Estimates & Forecast, by Type, 2018-2030
Market Estimates & Forecast, by Organization Size, 2018-2030
Market Estimates & Forecast, by Application, 2018-2030
Canada
Market Estimates & Forecast, by Type, 2018-2030
Market Estimates & Forecast, by Organization Size, 2018-2030
Market Estimates & Forecast, by Application, 2018-2030
Mexico
Market Estimates & Forecast, by Type, 2018-2030
Market Estimates & Forecast, by Organization Size, 2018-2030
Market Estimates & Forecast, by Application, 2018-2030
Europe
Market Estimates & Forecast, by Country, 2018-2030
Market Estimates & Forecast, by Type, 2018-2030
Market Estimates & Forecast, by Organization Size, 2018-2030
Market Estimates & Forecast, by Application, 2018-2030
UK
Market Estimates & Forecast, by Type, 2018-2030
Market Estimates & Forecast, by Organization Size, 2018-2030
Market Estimates & Forecast, by Application, 2018-2030
Germany
Market Estimates & Forecast, by Type, 2018-2030
Market Estimates & Forecast, by Organization Size, 2018-2030
Market Estimates & Forecast, by Application, 2018-2030
France
Market Estimates & Forecast, by Type, 2018-2030
Market Estimates & Forecast, by Organization Size, 2018-2030
Market Estimates & Forecast, by Application, 2018-2030
Rest of Europe
Market Estimates & Forecast, by Type, 2018-2030
Market Estimates & Forecast, by Organization Size, 2018-2030
Market Estimates & Forecast, by Application, 2018-2030
Asia-Pacific
Market Estimates & Forecast, by Country, 2018-2030
Market Estimates & Forecast, by Type, 2018-2030
Market Estimates & Forecast, by Organization Size, 2018-2030
Market Estimates & Forecast, by Application, 2018-2030
China
Market Estimates & Forecast, by Type, 2018-2030
Market Estimates & Forecast, by Organization Size, 2018-2030
Market Estimates & Forecast, by Application, 2018-2030
Japan
Market Estimates & Forecast, by Type, 2018-2030
Market Estimates & Forecast, by Organization Size, 2018-2030
Market Estimates & Forecast, by Application, 2018-2030
India
Market Estimates & Forecast, by Type, 2018-2030
Market Estimates & Forecast, by Organization Size, 2018-2030
Market Estimates & Forecast, by Application, 2018-2030
Rest of Asia-Pacific
Market Estimates & Forecast, by Type, 2018-2030
Market Estimates & Forecast, by Organization Size, 2018-2030
Market Estimates & Forecast, by Application, 2018-2030
Middle East & Africa
Market Estimates & Forecast, by Type, 2018-2030
Market Estimates & Forecast, by Organization Size, 2018-2030
Market Estimates & Forecast, by Application, 2018-2030
South America
Market Estimates & Forecast, by Type, 2018-2030
Market Estimates & Forecast, by Organization Size, 2018-2030
Market Estimates & Forecast, by Application, 2018-2030
COMPETITIVE LANDSCAPE
Introduction
Key Developments & Growth Strategies
Competitor Benchmarking
Vendor Share Analysis, 2021(% Share)
COMPANY PROFILES
Twilio Inc. (US)
Company Overview
Financial Overview
Solution/Services Offered
Key Developments
SWOT Analysis
Key Strategies
Braintree (US)
BOKU (US)
Coinbase Global Inc.
Dwolla (US)
Zettle (Sweden)
Fidor Bank (Germany)
GoCardless (UK)
Gemalto (Netherlands)
Intuit (US)
NOTE:
This table of content is tentative and subject to change as the research progresses.
In section 12, only the top 10 companies will be profiled. Each company will be profiled based on the Market Overview, Financials, Service Portfolio, Business Strategies, and Recent Developments parameters.
The companies are selected based on two broad criteriaยญโ strength of product portfolio and excellence in business strategies.
Key parameters considered for evaluating strength of the vendorโs product portfolio are industry experience, product capabilities/features, innovations/R&D investment, flexibility to customize the product, ability to integrate with other systems, pre- and post-sale services, and customer ratings/feedback.
Key parameters considered for evaluating a vendorโs excellence in business strategy are its market share, global presence, customer base, partner ecosystem (Organization Size alliances/resellers/distributors), acquisitions, and marketing strategies/investments.
The financial details of the company cannot be provided if the information is not available in the public domain and or from reliable sources.
LIST OF TABLES
TABLE 1 MARKET SYNOPSIS 19
TABLE 2 GLOBAL BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 49
TABLE 3 GLOBAL BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 52
TABLE 4 GLOBAL BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 55
TABLE 7 GLOBAL BANKING AS A SERVICE MARKET, BY REGION, 2018โ2030 (USD BILLION) 61
TABLE 8 NORTH AMERICA BANKING AS A SERVICE MARKET, BY COUNTRY, 2018โ2030 (USD BILLION) 63
TABLE 9 NORTH AMERICA BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 63
TABLE 10 NORTH AMERICA BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 64
TABLE 11 NORTH AMERICA BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 65
TABLE 14 US BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 67
TABLE 15 US BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 68
TABLE 16 US BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 68
TABLE 19 CANADA BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 70
TABLE 20 CANADA BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 70
TABLE 21 CANADA BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 71
TABLE 24 MEXICO BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 73
TABLE 25 MEXICO BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 73
TABLE 26 MEXICO BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 74
TABLE 29 EUROPE BANKING AS A SERVICE MARKET, BY COUNTRY, 2018โ2030 (USD BILLION) 77
TABLE 30 EUROPE BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 78
TABLE 31 EUROPE BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 78
TABLE 32 EUROPE BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 79
TABLE 35 UK BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 81
TABLE 36 UK BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 81
TABLE 37 UK BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 82
TABLE 40 GERMANY BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 84
TABLE 41 GERMANY BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 85
TABLE 42 GERMANY BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 85
TABLE 45 FRANCE BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 87
TABLE 46 FRANCE BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 87
TABLE 47 FRANCE BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 88
TABLE 50 SPAIN BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 90
TABLE 51 SPAIN BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 90
TABLE 52 SPAIN BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 90
TABLE 55 ITALY BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 92
TABLE 56 ITALY BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 92
TABLE 57 ITALY BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 93
TABLE 60 REST OF EUROPE BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 95
TABLE 61 REST OF EUROPE BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 95
TABLE 62 REST OF EUROPE BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 96
TABLE 65 ASIA-PACIFIC BANKING AS A SERVICE MARKET, BY COUNTRY, 2018โ2030 (USD BILLION) 99
TABLE 66 ASIA-PACIFIC BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 99
TABLE 67 ASIA-PACIFIC BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 100
TABLE 68 ASIA-PACIFIC BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 101
TABLE 71 CHINA BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 103
TABLE 72 CHINA BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 103
TABLE 73 CHINA BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 104
TABLE 76 JAPAN BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 104
TABLE 77 JAPAN BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 105
TABLE 78 JAPAN BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 106
TABLE 81 INDIA BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 108
TABLE 82 INDIA BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 108
TABLE 83 INDIA BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 109
TABLE 86 SOUTH KOREA BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 110
TABLE 87 SOUTH KOREA BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 111
TABLE 88 SOUTH KOREA BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 111
TABLE 91 REST OF ASIA-PACIFIC BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 113
TABLE 92 REST OF ASIA-PACIFIC BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 113
TABLE 93 REST OF ASIA-PACIFIC BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 114
TABLE 96 SOUTH AMERICA BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 117
TABLE 97 SOUTH AMERICA BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 117
TABLE 98 SOUTH AMERICA BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 119
TABLE 101 MIDDLE EAST & AFRICA BANKING AS A SERVICE MARKET, BY TYPE, 2018โ2030 (USD BILLION) 121
TABLE 102 MIDDLE EAST & AFRICA BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2018โ2030 (USD BILLION) 122
TABLE 103 MIDDLE EAST & AFRICA BANKING AS A SERVICE MARKET, BY APPLICATION, 2018โ2030 (USD BILLION) 123
TABLE 106 BUSINESS EXPANSIONS/PRODUCT LAUNCHES 128
TABLE 107 PARTNERSHIPS/AGREEMENTS/CONTRACTS/COLLABORATIONS 130
TABLE 108 ACQUISITIONS/MERGERS 135
TABLE 109 TWILIO INC. (US) : PRODUCTS OFFERED 138
TABLE 110 TWILIO INC. (US) : KEY DEVELOPMENT 139
TABLE 111 BRAINTREE (US) : PRODUCTS OFFERED 142
TABLE 112 BRAINTREE (US) : KEY DEVELOPMENT 143
TABLE 113 BOKU (US) : PRODUCTS OFFERED 146
TABLE 114 BOKU (US): KEY DEVELOPMENT 147
TABLE 115 COINBASE GLOBAL INC. : PRODUCTS OFFERED 150
TABLE 116 COINBASE GLOBAL INC.: KEY DEVELOPMENT 151
TABLE 117 DWOLLA (US): PRODUCTS OFFERED 154
TABLE 118 DWOLLA (US): KEY DEVELOPMENT 154
TABLE 119 ZETTLE (SWEDEN): PRODUCTS OFFERED 158
TABLE 120 ZETTLE (SWEDEN): KEY DEVELOPMENT 158
TABLE 121 FIDOR BANK (GERMANY): PRODUCTS OFFERED 161
TABLE 122 FIDOR BANK (GERMANY): KEY DEVELOPMENT 161
TABLE 123 GOCARDLESS (UK) : PRODUCTS OFFERED 165
TABLE 124 GOCARDLESS (UK) : KEY DEVELOPMENT 166
TABLE 125 GEMALTO (NETHERLANDS) : PRODUCTS OFFERED 169
TABLE 126 GEMALTO (NETHERLANDS) : KEY DEVELOPMENT 170
TABLE 127 INTUIT (US) : PRODUCTS OFFERED 171
TABLE 128 INTUIT (US)GEMALTO (NETHERLANDS) : KEY DEVELOPMENT 172
LIST OF FIGURES
FIGURE 1 MARKET ATTRACTIVENESS ANALYSIS: GLOBAL BANKING AS A SERVICE MARKET 20
FIGURE 2 GLOBAL BANKING AS A SERVICE MARKET: MARKET STRUCTURE 22
FIGURE 3 BOTTOM-UP AND TOP-DOWN APPROACHES 27
FIGURE 4 NORTH AMERICA: BANKING AS A SERVICE MARKET SIZE (USD BILLION) & MARKET SHARE (%), BY COUNTRY (2021 VS 2030) 30
FIGURE 5 EUROPE: BANKING AS A SERVICE MARKET SIZE (USD BILLION) & MARKET SHARE (%), BY COUNTRY (2021 VS 2030) 30
FIGURE 6 ASIAโPACIFIC: BANKING AS A SERVICE MARKET SIZE (USD BILLION) & MARKET SHARE (%), BY COUNTRY (2021 VS 2030) 31
FIGURE 7 GLOBAL BANKING AS A SERVICE MARKET SIZE (USD BILLION) & MARKET SHARE (%), BY TYPE (2021 VS 2030) 32
FIGURE 8 GLOBAL BANKING AS A SERVICE MARKET SIZE (USD BILLION) & MARKET SHARE (%), BY ORGANIZATION SIZE (2021 VS 2030) 32
FIGURE 9 GLOBAL BANKING AS A SERVICE MARKET SIZE (USD BILLION) & MARKET SHARE (%), BY APPLICATION (2021 VS 2030) 33
FIGURE 12 MARKET DYNAMIC ANALYSIS OF THE GLOBAL BANKING AS A SERVICE MARKET 35
FIGURE 13 DRIVER IMPACT ANALYSIS 37
FIGURE 14 RESTRAINT IMPACT ANALYSIS 37
FIGURE 15 VALUE CHAIN: GLOBAL BANKING AS A SERVICE MARKET 43
FIGURE 16 PORTER'S FIVE FORCES ANALYSIS OF THE GLOBAL BANKING AS A SERVICE MARKET 45
FIGURE 17 GLOBAL BANKING AS A SERVICE MARKET, BY TYPE, 2021 (% SHARE) 48
FIGURE 18 GLOBAL BANKING AS A SERVICE MARKET, BY TYPE, 2021 VS 2030 (USD BILLION) 48
FIGURE 19 GLOBAL BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2021 (% SHARE) 51
FIGURE 20 GLOBAL BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2021 VS 2030 (USD BILLION) 51
FIGURE 21 GLOBAL BANKING AS A SERVICE MARKET, BY APPLICATION, 2021 (% SHARE) 54
FIGURE 22 GLOBAL BANKING AS A SERVICE MARKET, BY APPLICATION, 2021 VS 2030 (USD BILLION) 54
FIGURE 27 GLOBAL BANKING AS A SERVICE MARKET, BY REGION, 2021 (% SHARE) 56
FIGURE 28 GLOBAL BANKING AS A SERVICE MARKET, BY REGION, 2021 VS 2030 (USD BILLION) 60
FIGURE 29 NORTH AMERICA BANKING AS A SERVICE MARKET, BY COUNTRY, 2021 (% SHARE) 62
FIGURE 30 NORTH AMERICA BANKING AS A SERVICE MARKET, BY COUNTRY, 2021 VS 2030 (USD BILLION) 62
FIGURE 31 NORTH AMERICA BANKING AS A SERVICE MARKET, BY TYPE, 2021-2030 (USD BILLION) 63
FIGURE 32 NORTH AMERICA BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2021-2030 (USD BILLION) 64
FIGURE 33 NORTH AMERICA BANKING AS A SERVICE MARKET, BY APPLICATION, 2021-2030 (USD BILLION) 65
FIGURE 36 EUROPE BANKING AS A SERVICE MARKET, BY COUNTRY, 2021 (% SHARE) 65
FIGURE 37 EUROPE BANKING AS A SERVICE MARKET, BY COUNTRY, 2021 VS 2030 (USD BILLION) 76
FIGURE 38 EUROPE BANKING AS A SERVICE MARKET, BY TYPE, 2021-2030 (USD BILLION) 77
FIGURE 39 EUROPE BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2021-2030 (USD BILLION) 78
FIGURE 40 EUROPE BANKING AS A SERVICE MARKET, BY APPLICATION, 2021-2030 (USD BILLION) 79
FIGURE 43 ASIA-PACIFIC BANKING AS A SERVICE MARKET, BY COUNTRY, 2021 (% SHARE) 80
FIGURE 44 ASIA-PACIFIC BANKING AS A SERVICE MARKET, BY COUNTRY, 2021 VS 2030 (USD BILLION) 98
FIGURE 45 ASIA-PACIFIC BANKING AS A SERVICE MARKET, BY TYPE, 2021-2030 (USD BILLION) 99
FIGURE 46 ASIA-PACIFIC BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2021-2030 (USD BILLION) 100
FIGURE 47 ASIA-PACIFIC BANKING AS A SERVICE MARKET, BY APPLICATION, 2021-2030 (USD BILLION) 101
FIGURE 50 SOUTH AMERICA BANKING AS A SERVICE MARKET, BY TYPE, 2021-2030 (USD BILLION) 101
FIGURE 51 SOUTH AMERICA BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2021-2030 (USD BILLION) 117
FIGURE 52 SOUTH AMERICA BANKING AS A SERVICE MARKET, BY APPLICATION, 2021-2030 (USD BILLION) 118
FIGURE 55 MIDDLE EAST & AFRICA BANKING AS A SERVICE MARKET, BY TYPE, 2021-2030 (USD BILLION) 119
FIGURE 56 MIDDLE EAST & AFRICA BANKING AS A SERVICE MARKET, BY ORGANIZATION SIZE, 2021-2030 (USD BILLION) 122
FIGURE 57 MIDDLE EAST & AFRICA BANKING AS A SERVICE MARKET, BY APPLICATION, 2021-2030 (USD BILLION) 123
FIGURE 60 GLOBAL BANKING AS A SERVICE MARKET: COMPETITIVE BENCHMARKING 123
FIGURE 61 VENDOR SHARE ANALYSIS (2021) (%) 128
FIGURE 62 TWILIO INC. (US) :FINANCIAL OVERVIEW SNAPSHOT 138
FIGURE 63 TWILIO INC. (US) :SWOT ANALYSIS 140
FIGURE 64 BRAINTREE (US) :FINANCIAL OVERVIEW SNAPSHOT 142
FIGURE 65 BRAINTREE (US) :SWOT ANALYSIS 144
FIGURE 66 BOKU (US) :FINANCIAL OVERVIEW SNAPSHOT 146
FIGURE 67 BOKU (US) :SWOT ANALYSIS 148
FIGURE 68 COINBASE GLOBAL INC. :FINANCIAL OVERVIEW SNAPSHOT 150
FIGURE 69 COINBASE GLOBAL INC. :SWOT ANALYSIS 152
FIGURE 70 DWOLLA (US) :FINANCIAL OVERVIEW SNAPSHOT 153
FIGURE 71 DWOLLA (US):SWOT ANALYSIS 155
FIGURE 72 ZETTLE (SWEDEN):FINANCIAL OVERVIEW SNAPSHOT 157
FIGURE 73 ZETTLE (SWEDEN):SWOT ANALYSIS 159
FIGURE 74 FIDOR BANK (GERMANY):FINANCIAL OVERVIEW SNAPSHOT 160
FIGURE 75 FIDOR BANK (GERMANY):SWOT ANALYSIS 162
FIGURE 76 GOCARDLESS (UK):FINANCIAL OVERVIEW SNAPSHOT 165
FIGURE 77 GOCARDLESS (UK):SWOT ANALYSIS 166
FIGURE 78 GEMALTO (NETHERLANDS):FINANCIAL OVERVIEW SNAPSHOT 169
FIGURE 79 GEMALTO (NETHERLANDS) SWOT ANALYSIS 171